‘Relationships are the key to success’ — a mantra that has been proven, many times, in a highly competitive marketplace — is absolute truth. Satisfied customers, realtors and builders are the source of most of the referrals I have received over the course of more than 23 years in the business.

My clients demand that I be knowledgeable – the Expert, and that I have a variety of loan products available, so as to tailor to their needs. Intercoastal’s portfolio lending allows me to think outside-the-box and find the solutions to my clients’ needs, whether short-term or long-term, and no matter the size of the transaction.

My number one goal is to consistently provide excellent service, treating every client as if they were my first – caring for and managing their loan transaction to be smooth, painless, and timely!

I graduated from Wilkes University in 1990, with a degree in business administration. Since I began my mortgage lending career in 1995, I have originated more than one billion in volume and have been recognized as a Top Producer for the last 17 years.

My wife and I have thrived in the Washington D.C. Metro area since we arrived here in 1985 and have been raising our children here. Family-time is all-the-more important these days, now that we have college students! I am always ready to talk golf, tennis and travel, not to mention re-fis, first-time home-buying, and everything else mortgage banking!